Services
Be part of the financial inclusion family in Iraq
Explore Al-Qurtas Bank services to see how Al-Qurtas can help you with your finance.
1. Bank Cards
Issuing internal letters of guarantee for the order of our bank customers, individuals and companies, and all government agencies benefiting them without exception, according to the controls and instructions of the Central Bank of Iraq and the Iraqi Trade Law.
2. Current Accounts
Current account is a service provided by the bank by accepting the funds and keeping them as a trust deposited by clients and any profits are not added to them and include the current (individuals / companies) and the currency (Dinar / Dollar) and provides the customer with a checkbook in order to be able to withdraw his money at any time he needs the cash.
3. ACH & RTGS
Banking instruments (ACH) and (RTGS) internal transfers through payment tools
There are several ways to send internal transfers (inside Iraq) in the RTGS system. A transfer between a bank and another bank: It is a transfer between internal banks, and it depends heavily on the IBAN of any bank and specifies the amount to be transferred..
4. Term Deposits
They are sums that are held and booked for an agreed period of time, such as months or a year, and profits are given twice a year, i.e. if the deposit ends, you must wait until the date of distribution of the profits if they are achieved.
5. Personal Loan
It is one of the banking services provided by Al Qurtas Islamic Bank, as it is the basis of the international commercial movement (import – export) throughout the world and the credit is implemented through a network of the best correspondents for banks around the world.
6. Money Transfer
Starting from the pioneering role of Al Qurtas Islamic Bank in providing electronic services, the bank performs an external cash transfer using the global SWIFT system, which enables customers and non-customers to have the ability to transfer cash to different countries of the world..
